Friday, February 14, 2025

Changes as of 2/14/25

Well, the Trump "agenda" is starting to get in full swing, so between the tariffs. the looming trade wars, the market uncertainty from when he says something that spooks investors. I think we might be in for a while ride for the foreseeable future. 

Changes This update

Egg: up from $4.99 to $5.99 and increase of 20%

eggs-new-214

Ketle One Vodka. Up from $32.49 to $36.99 an increase of 14%

ketle-new-214

Gas. At $3.72 a gallon, up from it's original spot at #3.23. An increase of 15% for my location that is the highest it has been since 4th of July weekend

Cable TV has gone up for the 2nd time in 3 months. Now it is $132.17 from a starting price of $129.86. Increase of 1.7%

Comsumer Price Index. Had a pretty big jump for February, double what was expected. IT is now up to 319.09 from a starting point of 314.69. It has now increaxsed 4.4 points

Inlation also took a big hit. We had been on a stead streak of going down, but it jumped back up to 3% so it has gone up 0.4% from it's 2.6% starting spot.

Unemplotment went up 0.1% to 4.2%. So there has been a 0.1% increase since tracking started.

30 Year Fixed Mortgage rates increased to 7.08% from a starting point of 6.89% so an increase of 0.19% with the bulk of that coming in just the last week where it jumped 0.12%. That difference in 0.19% for a 30 year fixed on a $300,000 home would mean an extra $38 a month for the mortgage, which would be an extra $13,680 over the life of the loan.

Friday, January 24, 2025

Price Changes as of 1/24/25

Pork Tenderloin has increased from $2.79 a pound to $2.99 a pound which is a 7.5% increase

That was the only grocery item that saw any movement. Despite what they say on the news about the price of eggs going up 40% in the last couple weeks, eggs at the Wegmans I shop at have not moved in price at all in months.

Gas up to $3.35 a gallon. Up 10 cents from the last price change. An increase of 3% since last price change. Up 12 cents or 3.6% total.

Netflix standard pricing has been raised $2.50 from $15.49 to $17.99 and increase of 16.1%

Comsumer price index rose from 316.44 to 317.68 and increase of 1.24 points. Which comes to a total increase of 2.99 points

Inflation rose from 2.7% to 2.9% and increase of 0.2% which brings it to a total of a 0.3% increase

Enemployment dropped 0.1% from 4.2% to 4.1% which brings the over all total back to even

Friday, January 3, 2025

Price Changes as of 1/3/2025

No Changes on Food

Cable TV (Spectrum standard plan) $129.86 -> $131.09 = Increase of $1.23 (0.9%)

Car Insurance (2020 Chevy Cruze 100/100 from Geico in Rochester NY. 6mon Jan/Aug renwals): $56.89 -> $58.54 = increase of $1.65 (2.9%)

Consumer Price Index: 315.49 -> 316.44 = increase of 0.95 points. Total increase of 1.75 points since November

Current Prime Rate: 7.75% -> 7.50% = Down 0.25%

Dow Jones: 44,033.86 -> 42,392.27 = Down 1,641.59 (3.8%). Total decrease of 1,900.86 (4.3%) since November

30 Year Fixed Mortgage Rate: 6.78% -> 6.99% = Increase of 0.21%. Total increase of 0.10% since November

Friday, December 13, 2024

Price Index As Of 12/13/24

1-milk 2-bread 3-Bacon

4-Ground-Beef 5-pork 6-cereal

8-amys 9-mango 7-strawberries

10-garbage-bags 11-toilet-paper 12-wipes

13-coors 14-vodka


Prices as of 12/13/2024

1: Milk: $3.49 (no change)
2: Bread: $4.69 (no change)
3: Bacon: $9.99 (Up 11%)
4: Ground Beef: $6.99/lb (no change)
5: Pork Tenderloins $2.79/lb (no change)
6: Cereal: $4.99 (no change)
7: Strawberries: $5.99 (Up 30%)
8: Amy’s Frozen Meal: $6.99 (No Change)
9: Mango Fruit Bars: $4.99 (No Chang)
10: Garbage bags: $9.99 (No Change)
11: Toilet Paper: $9.99 (No Change)
12: Lysol Wipes: $6.99 (No Change)
13: Coors Light: $13.99 No Change)
14: Ketel One: $32.49 (No Change)

15: Gas: $3.25 per gallon ( UP Up 0.6%)

16: Netflix Standard Plan: $15.49 (No Change)
17: Disney Plus Basic: $15.99 (No Change)

18: Cable TV (Spectrum standard plan) $129.86 (No Change)

Car Insurance (2020 Chevy Cruze 100/100 from Geico in Rochester NY): $56.89 (No Change)
Home Owner Insurance (for $400k through Kemper): $102.15 (No Change)

Consumer Price Index: 315.49 (UP 0.8)
Inflation: 2.7% (Up 0.1%)
Prime Rate: 7.75% (No Change)
Unemployment rate: 4.2% (Up 0.1%)

Car Loan (New Car 66 months): 7.49% (No Change)
Credit Card Interest Rate: 12.75% (No change)
30 Year Fixed Mortgage Rate: 6.78 (Down 0.11%)

All Food Prices are from Chi-Paul Wegmans in Chili, NY
Liquor is from Century Liquor in Rochester NY
Gas is from Sonoco on Bullalo Road in Chili NY
Internet Cable is from Spectrum in Rochester NY
Car, Credit Card and Mortgage are from ESL Federal Credit Union

Consumer Price index, Prime rate, and unemployment from from Federal Bureau of Labor Statistics.

Friday, November 8, 2024

Price Index as of 11/8/2024

1-milk 2-bread bacon

4-Ground-Beef 5-pork 6-cereal

7-strawberries 8-amys 9-mango

10-garbage-bags 11-toilet-paper 12-wipes

13-coors 14-vodka eggs


Prices as of 11/8/2024

1: Milk: $3.49
2: Bread: $4.69
3: Bacon: $9.99
4: Ground Beef: $6.99/lb
5: Pork Tenderloins $2.79/lb
6: Cereal: $4.99
7: Strawberries: $4.69
8: Amy’s Frozen Meal: $6.99
9: Mango Fruit Bars: $4.99
10: Garbage bags: $9.99
11: Toilet Paper: $9.99
12: Lysol Wipes: $6.99
13: Coors Light: $13.99
14: Ketel One: $32.49
15: Eggs: 4:99

15: Gas: $3.23 per gallon

16: Netflix Standard Plan: $15.49
17: Disney Plus Basic: $15.99

18: Cable TV (Spectrum standard plan) $129.86

Car Insurance (2020 Chevy Cruze 100/100 from Geico in Rochester NY): $56.89
Home Owner Insurance (for $400k through Kemper): $102.15

Consumer Price Index: 314.69
Inflation Rate: 2.6%
Unemployment rate: 4.1%
Prime Rate: 7.75%

Car Loan (New Car 66 months): 7.49%
Credit Card Interest Rate: 12.75%
30 Year Fixed Mortgage Rate: 6.89%

All Food Prices are from Chi-Paul Wegmans in Chili, NY
Liquor is from Century Liquor in Rochester NY
Gas is from Sonoco on Bullalo Road in Chili NY
Internet Cable is from Spectrum in Rochester NY
Car, Credit Card and Mortgage are from ESL Federal Credit Union

Consumer Price index, Inflation Rate, Prime rate, and unemployment from from Federal Bureau of Labor Statistics.